Findrix

AI Rankings · Debt help and personal insolvency services · Australia

Best debt help and personal insolvency services in Australia, according to AI (October 2026)

We asked ChatGPT, Gemini and Google AI Mode 120 questions a buyer in Australia types when looking for debt help and personal insolvency services. The engines named 112 companies in Australia. Way Forward is named most often, in 20% of answers, followed by Salvation Army (14%) and Anglicare (12%). 18 are named by all three engines.

The full list is below, ranked by how consistently each company is named.

  • 120 buyer questions
  • 360 answers read
  • 3 engines

All 112 companies AI names in Australia

Click a company to open its full report: every answer that names it, where it stands in each one, and the sites behind every rival. Mentioned is the share of answers that name the company: all 360, one engine’s 120 in the engine columns. Green marks that engine’s 3 most recommended. A crossed circle means it never named the company. Click a heading to sort.

Report
1Way Forwardwayforward.org.au20%33%Most recommended13%Most recommended15%Most recommendedSee full report
2Salvation Armysalvationarmy.org.au14%10%Most recommended20%Most recommended13%See full report
3Anglicareanglicare.org.au12%3%15%Most recommended17%Most recommendedSee full report
4Debt Fixdebtfix.com.au10%13%Most recommended7%12%See full report
5Financial Rights Legal Centrefinancialrights.org.au9%3%10%15%Most recommendedSee full report
6UnitingCareunitingcare.org.au8%10%13%See full report
7Fox Symesfoxsymes.com.au6%8%5%4%See full report
8Debt Negotiatorsdebtnegotiators.com.au6%5%9%3%See full report
9Consumer Action Law Centreconsumeraction.org.au5%4%5%7%See full report
10Debt Bustersdebtbusters.com.au5%9%5%See full report

102 more companies below

11Revive Financialrevivefinancial.com.au5%2%10%3%See full report
12Beyond Debtbeyonddebt.com.au4%8%2%2%See full report
13Aravanisaravanis.com.au3%8%See full report
14Safe Debt Managementsafedebtmanagement.com.au3%8%1%See full report
15SV Partnerssvpartners.com.au3%2%4%2%See full report
16Wesley Counselling Serviceswesleymission.org.au3%3%5%See full report
17Worrellsworrells.net.au2%3%3%2%See full report
18Western Sydney Community Legal Centrewsclc.org.au2%3%2%2%See full report
19Consumer Credit Legal Service (CCLS)cclswa.org.au2%3%1%2%See full report
20Credit Mediation Service Pty Ltdcreditmediation.com.au2%3%2%1%See full report
21MyBudgetmybudget.com.au2%2%2%2%See full report
22Caxton Community Legal Centrecaxton.org.au1%3%1%See full report
23DCS Groupdcstrategy.com1%3%1%See full report
24Financial Wellbeing Collectivethemoneycollective.com.au1%3%1%See full report
25Insolvency Advisory Centreinsolvencyadvisorycentre.com.au1%3%See full report
26Robson Cotter Insolvency Grouprcinsol.com.au1%3%1%See full report
27WeMoneywemoney.com.au1%1%2%1%See full report
28BDO Australiabdo.com.au1%1%1%1%See full report
29Bluestone Advisorybluestoneadvisory.com.au1%3%See full report
30DebtManagersdebtmanagers.com1%3%See full report
31Hamilton Murphyhamiltonmurphy.com.au1%2%1%See full report
32Pitcher Partnerspitcher.com.au1%2%1%See full report
33RSM Australiarsm.global1%1%2%See full report
34Tax Assuretaxassure.com.au1%1%2%See full report
35Uniting Communitiesunitingcommunities.org1%2%1%See full report
36A&M Groupalvarezandmarsal.com1%2%See full report
37Australian Credit Solutionsaustraliancreditsolutions.com.au1%2%See full report
38Australian Debt Solversno website found1%1%1%See full report
39Australian Lending Centreaustralianlendingcentre.com.au1%2%See full report
40Care Financial Counsellingcarefcs.org1%2%See full report
41Clear Path Debt Solutionsclearpathdebtrelief.com.au1%2%See full report
42Cor Cordiscorcordis.com.au1%1%1%See full report
43Credit Counsellors Australiacreditcounsellors.com.au1%1%1%See full report
44Credit Mend Australiacreditmendaustralia.com.au1%2%See full report
45Debt Assistdebtassist.com.au1%1%1%See full report
46Grant Thornton Australiagrantthornton.com.au1%1%1%See full report
47Hobart Community Legal Servicehobartlegal.org.au1%2%See full report
48Indigenous Consumer Assistance Network (ICAN)ican.org.au1%1%1%See full report
49Inner Melbourne Community Legalno website found1%2%See full report
50Just Budgetjustbudget.com.au1%1%1%See full report
51Moneyplus Debt Solutionsmoneyplusdebtsolutions.com.au1%2%See full report
52Oracle Insolvency Services Brisbaneno website found1%2%See full report
53Pearce & Heerspearceheers.com.au1%2%See full report
54PKF Australiapkf.com1%1%1%See full report
55Resolvencyresolvency.com.au1%2%See full report
56Rodgers Reidyrodgersreidy.com1%1%1%See full report
57Romanis Cantromaniscant.com.au1%2%See full report
58Roser Lawyersroserlawyers.com.au1%1%1%See full report
59Simple Debt Solutionssimpledebtsolutions.com.au1%2%See full report
60TTJ Advisoryttjadvisory.com.au1%1%1%See full report
61ABC Debt Solutionsabcdebtsolutions.com.au0%1%See full report
62Aboriginal Family Support Services (AFSS)afss.com.au0%1%See full report
63AMB Insolvencyno website found0%1%See full report
64Arab Council Australiaarabcouncil.org.au0%1%See full report
65Ash Walker Lawyersashwalker.com.au0%1%See full report
66Ashmans Accountingashmans.com.au0%1%See full report
67Australian Debt Counsellorsaustraliandebtcounsellors.com.au0%1%See full report
68Bear Advisoryno website found0%1%See full report
69Brisbane North Community Legal Serviceno website found0%1%See full report
70CasCap Advisorycascapadvisory.com.au0%1%See full report
71CatholicCare Sydneyno website found0%1%See full report
72Clear Credit Solutionsno website found0%1%See full report
73Clear My Debtsclearmydebts.com.au0%1%See full report
74Communicarecommunicare.org.au0%1%See full report
75Credit Rebootcreditreboot.com.au0%1%See full report
76Credit Report Experts Australiacreditreportexperts.com.au0%1%See full report
77Croft & Graycroftandgray.com.au0%1%See full report
78Culturacultura.org.au0%1%See full report
79de Jonge Readno website found0%1%See full report
80Debt Buddydebtbuddy.com.au0%1%See full report
81Fitzroy Legal Servicethelawhandbook.org.au0%1%See full report
82Fixdebtfixdebt.com.au0%1%See full report
83G S Andrews Advisorygsandrews.com.au0%1%See full report
84Hall Chadwickhallchadwickqld.com.au0%1%See full report
85Hardship Hubhardshiphub.com.au0%1%See full report
86Heard Phillips Lieberenz Pty Ltdhplca.com.au0%1%See full report
87Helios Advisoryheliosadvisory.com.au0%1%See full report
88Insolveinsolvencyaustralia.com.au0%1%See full report
89Insolvency Expertsinsolvencyexperts.com.au0%1%See full report
90Insolvency Optionsinsolvencyoptions.com.au0%1%See full report
91Insolvit: Insolvency & Bankruptcy Lawyersno website found0%1%See full report
92Jirsch Sutherlandjirschsutherland.com.au0%1%See full report
93Townsvillecictownsville.com.au0%1%See full report
94Mackay Goodwinmackaygoodwin.com.au0%1%See full report
95Metro Assist (NSW)metroassist.org.au0%1%See full report
96MoneySpotmoneyspot.com.au0%1%See full report
97Murfett Legalmurfett.com.au0%1%See full report
98Muslim Women Australiamwa.org.au0%1%See full report
99My Peace of Mindmypeaceofmind.com.au0%1%See full report
100MyCRA Lawyersmycralawyers.com.au0%1%See full report
101RDA CreditFIXrdacreditfix.com.au0%1%See full report
102Saver Plussaverplus.org.au0%1%See full report
103Sewell & Kettle Lawyerssklaw.au0%1%See full report
104Small Village Therapysmallvillage.com.au0%1%See full report
105Sortwell Debt Managersortwell.com.au0%1%See full report
106Tax Debt Solutions Australiatdsau.com.au0%1%See full report
107TaxNudgetaxnudge.com.au0%1%See full report
108The Financial Wellbeing Agency (TFWA)tfwa.com.au0%1%See full report
109The Insolvency Groupliquidationadvisorycentre.com.au0%1%See full report
110Townsville Community Law Inc.townsvillecommunity.law0%1%See full report
111Velos & Velos Lawyersveloslawyers.com.au0%1%See full report
112WCT Advisory Group Pty Ltdwctadvisory.com.au0%1%See full report

Every company AI named in Australia, ranked by how consistently it is named.

5 most recommended. 107 named. The rest not cited.

Not cited by AI? Start here.

See every answer that names a rival instead of you, and the fix for each.

Start free trial →7-day free trial, cancel anytime

Where AI gets its answers

Before an engine names a company, it reads the web. These are the sites each engine cited most in its 120 answers for Australia, by the share of answers citing them.

ChatGPT

130 domains · 1564 links overall

SourceShareLinks
ndh.org.au49%
moneysmart.gov.au44%
afsa.gov.au32%
wayforward.org.au12%
servicesaustralia.gov.au7%
debtfix.com.au6%
financialrights.org.au6%
financialcounsellingaustralia.org.au6%
salvationarmy.org.au4%
asic.gov.au3%
Gemini

115 domains · 1602 links overall

SourceShareLinks
ndh.org.au54%
moneysmart.gov.au28%
afsa.gov.au25%
financialrights.org.au17%
dss.gov.au14%
betterplaceaustralia.com.au13%
servicesaustralia.gov.au12%
accc.gov.au11%
wayforward.org.au9%
safedebtmanagement.com.au7%
Google AI Mode

114 domains · 913 links overall

SourceShareLinks
ndh.org.au60%
afsa.gov.au28%
moneysmart.gov.au23%
financialrights.org.au17%
wayforward.org.au14%
financialcounsellingaustralia.org.au12%
accc.gov.au8%
link.debtfix.com.au6%
services.afsa.gov.au5%
dss.gov.au5%

One thing stands out. Google AI Mode leans on ndh.org.au for 60% of its answers, so a company not listed there is largely invisible on Google AI Mode.

What to do with your row

Most recommendedTop 3 on an engine

Open your full report, then take the “Top 3 in AI answers” badge. It names the engine, it links back here, and it is free. Then keep the spot: Findrix tracks all three engines for your company and tells you when a rival moves in.

MentionedNamed, not recommended

Findrix shows you, answer by answer, who took the recommendation instead of you and which sites got them there. Your site becomes a numbered list of edits, and the next scan confirms each one.

Not namedMissing from all 360 answers

Findrix runs your buyers’ questions for your company and shows what AI says instead of you, with every wrong fact and the correction written for you.

Start free trial →Control your AI visibility · 7-day free trial · cancel anytime

What “Top 3 in AI answers” means

Top 3 in AI answers · Findrix AI Rankings · ChatGPT · Debt help and personal insolvency services in Australia · October 2026Top 3 in AI answersFindrixDebt help and personal insolvency services in AustraliaFindrix AI Rankings · ChatGPT · Oct 2026

A company gets the badge when it is in the top 3 on any single engine, by how many of that engine’s answers recommend it, not just name it. The badge names the engine, so a company can hold it on Gemini and not on ChatGPT. In Australia that is Way Forward, Salvation Army and Debt Fix on ChatGPT. Way Forward, Salvation Army and Anglicare on Gemini. Way Forward, Anglicare and Financial Rights Legal Centre on Google AI Mode. 9 badges, 5 companies. A badge holder confirms its website inside the report and puts the badge on its site, and it links back to this page.

The 120 questions we asked

Every company was measured against the same 120 questions, asked the way a buyer types them, with no company name in the question. Grouped by how the question is asked: four kinds.

Use case (the job is named)

16 questions
  • I can't even cover the minimum payments now, so who offers free debt advice in Australia?
  • We're two months behind on the mortgage and the bills, so which debt management companies in Australia can step in?
  • Which financial counselling services in Australia help people who've fallen behind on home loan payments and utility bills?

+ 13 more questions in this group.

Alternatives (excluding the well-known)

the question asks for options outside the market leaders15 questions
  • Is there a debt management company in Australia that charges a flat fee instead of a percentage?
  • Are there any small independent debt negotiation services in Australia that talk to creditors for you so you never have to?
  • Which independent financial counselling services in Australia will come to a court hearing with you?

+ 12 more questions in this group.

Criterion (price, reviews, support, integration)

a plain category question with one qualifier12 questions
  • I owe the ATO about $12,000 and I'm panicking, so who can give me debt advice in Australia?
  • What do registered trustees charge in Australia, and which personal insolvency services are the cheapest?
  • Which debt help services in Australia can tell me what bankruptcy would do to my credit rating?

+ 9 more questions in this group.

Other phrasing

77 questions
  • My credit card debt just keeps climbing, so which debt help services in Australia can put me on a proper plan?
  • Any debt management company in Australia that can handle five maxed out cards at once?
  • Is there a debt relief company in Australia that can lower what I pay each month when the minimums are too much?

+ 74 more questions in this group.

How we measure

Each of the 120 questions was asked once to ChatGPT, Gemini and Google AI Mode in October 2026: 360 answers. We read every answer and record which companies it names. A company’s share is the part of answers that name it. Different spellings of one company are merged into one row.

Left out: companies outside Australia, and names that aren’t debt help and personal insolvency services. A name AI gave without a website we could find is listed without a profile.

One run per question means a single answer moves a company at the bottom of the table by a point. Treat differences of 1 to 2% as noise and the top 20 as stable.

Full methodology →

Questions about this ranking

Why isn’t my company listed?

Either no engine named it in the 360 answers we read, or it was named and we could not match it to a website. Search the list above. If it was named, its full report is ready. If it was never named, Findrix shows what AI says when buyers ask about debt help and personal insolvency services, which rivals it names instead, and a ranked list of fixes: the page, the edit, and the next scan ticks it off. It starts with the 7-day trial.

What is in the full report?

Everything we collected about the company: its position on each of ChatGPT, Gemini and Google AI Mode, recommended or only mentioned, its average position in the answer and what AI says about it word for word. It is free and open to anyone, no login. The “Top 3 in AI answers” badge goes on the company’s site when any engine puts it in its top 3.

Why would I subscribe if I am already listed?

This page is one snapshot. Findrix is where you control and grow your AI visibility over time: your own question set, 60 to 180 questions by plan, tracked for you and your rivals. On every answer you see recommended, only mentioned, or a rival, and which sites earned that rival the spot. Wrong facts come with the correction email written for you. Your site becomes a numbered plan: which page, what to change, confirmed by the next scan. A PDF report for you and your team. It starts with the 7-day trial.

Can I correct or remove my company’s listing?

Use Request a correction at the bottom of the page: we check the change against the answers and fix the listing. For anything else, write to us there too and we will look at it against your website.

More AI rankings

Measured in October 2026: 120 questions x 3 engines x 1 run. Request a correction.