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AI Rankings · Payments and fintech infrastructure software · Australia

Best payments and fintech infrastructure software in Australia, according to AI (October 2026)

We asked ChatGPT, Perplexity and Google AI Mode 60 questions a buyer in Australia types when looking for payments and fintech infrastructure software. The engines named 148 companies in Australia. Stripe is named most often, in 44% of answers, followed by Airwallex (26%) and Square (25%). 31 are named by all three engines.

The full list is below, ranked by how consistently each company is named.

  • 60 buyer questions
  • 180 answers read
  • 3 engines

All 148 companies AI names in Australia

Click a company to open its full report: every answer that names it, where it stands in each one, and the sites behind every rival. Mentioned is the share of answers that name the company: all 180, one engine’s 60 in the engine columns. Green marks that engine’s 3 most recommended. A crossed circle means it never named the company. Click a heading to sort.

Report
1Stripestripe.com44%50%Most recommended30%Most recommended52%Most recommendedSee full report
2Airwallexairwallex.com26%28%Most recommended17%Most recommended32%Most recommendedSee full report
3Squaresquareup.com25%25%Most recommended27%Most recommended23%See full report
4Adyenadyen.com17%18%10%23%Most recommendedSee full report
5Xeroxero.com16%17%13%18%See full report
6Ewayeway.com.au13%13%10%15%See full report
7Tyrotyro.com11%15%5%13%See full report
8GoCardlessgocardless.com11%12%10%10%See full report
9Westpacwestpac.com.au9%13%7%8%See full report
10MYOBmyob.com9%13%5%8%See full report

138 more companies below

11Commonwealth Bankcommbank.com.au8%7%8%10%See full report
12QuickBooksquickbooks.intuit.com8%2%12%12%See full report
13PayPalpaypal.com8%8%8%7%See full report
14Monoovamonoova.com7%7%12%3%See full report
15Shopifyshopify.com7%7%13%See full report
16Zellermyzeller.com7%7%5%8%See full report
17Zeptozepto.com.au7%8%5%7%See full report
18NABnab.com.au6%7%5%7%See full report
19Pinch Paymentsgetpinch.com.au6%7%10%2%See full report
20Lightspeedlightspeedhq.com6%8%2%7%See full report
21Zoho Billingzoho.com6%3%8%5%See full report
22Chargebeechargebee.com5%5%3%7%See full report
23Wisewise.com5%3%5%7%See full report
24ANZ Worldlinedocs.anzworldline-solutions.com.au4%7%5%See full report
25Reckonreckon.com3%2%7%2%See full report
26Worldpaydocs.worldpay.com3%3%7%See full report
27Australian Payments Plus (AP+)auspayplus.com.au3%2%5%2%See full report
28Azupayazupay.com.au3%8%See full report
29Ezidebitezidebit.com3%3%2%3%See full report
30Fat Zebrasecurepay.com.au3%3%3%2%See full report
31Pin Paymentspinpayments.com3%3%3%2%See full report
32Recurlydocs.recurly.com3%3%3%2%See full report
33Windcavewindcave.com3%3%2%3%See full report
34Paydockpaydock.com2%3%3%See full report
35Merchant Warriormerchantwarrior.com2%3%2%See full report
36Mint Paymentsmintpayments.com2%3%2%See full report
37OFXofx.com2%2%2%2%See full report
38Paddlepaddle.com2%5%See full report
39PayChoicepaychoice.com.au2%5%See full report
40QwikPayqwikpay.com.au2%2%3%See full report
41Zipzip.co2%2%2%2%See full report
42Afterpayafterpay.com1%2%2%See full report
43ANZanz.com.au1%2%2%See full report
44B2Bpayb2bpay.com.au1%3%See full report
45BPAYbpay.com.au1%3%See full report
46Braintreebraintreepayments.com1%2%2%See full report
47Card Access Servicescardaccess.com.au1%2%2%See full report
48Chargeflowchargeflow.io1%2%2%See full report
49Checkout.comcheckout.com1%3%See full report
50Ezypayezypay.com1%2%2%See full report
51FreshBookssupport.freshbooks.com1%3%See full report
52KPay Australiakpay-group.com1%2%2%See full report
53Linklylinkly.com.au1%2%2%See full report
54NoFeenofee.com.au1%2%2%See full report
55OneBillonebillsoftware.com1%3%See full report
56Pay Advantagepayadvantage.com.au1%3%See full report
57PayNutspaynuts.au1%2%2%See full report
58ProSpendprospend.com1%2%2%See full report
59Roundedrounded.com.au1%3%See full report
60Sagesage.com1%2%2%See full report
61SecureCosecureco.co1%2%2%See full report
62Tipaltitipalti.com1%2%2%See full report
63Weelletsweel.com1%3%See full report
64Zaihellozai.com1%2%2%See full report
65APS Payment Solutionsaps.business1%2%See full report
66Authorize.Netauthorize.net1%2%See full report
67Billcuebillcue.com.au1%2%See full report
68Billdubilldu.com1%2%See full report
69BillingBeebillingbee.co1%2%See full report
70Biz Corebizcore.com.au1%2%See full report
71Boldrailsboldrails.com1%2%See full report
72Budgetlybudgetly.com.au1%2%See full report
73Cardflocardflo.io1%2%See full report
74Chargeblastchargeblast.com1%2%See full report
75ChargeOverhelp.chargeover.com1%2%See full report
76Chargezoomchargezoom.com1%2%See full report
77ClearSale Australiaclear.sale1%2%See full report
78Cloverclover.com1%2%See full report
79Coastal Paycoastalpay.com1%2%See full report
80Contaconta.com1%2%See full report
81Craftgatecraftgate.github.io1%2%See full report
82Cuscalcuscal.com1%2%See full report
83Debit Successdebitsuccess.com.au1%2%See full report
84EBizChargeebizcharge.com1%2%See full report
85EduBilledubill.com.au1%2%See full report
86ElasticPayelasticpay.co1%2%See full report
87FeeSynergyfeesynergy.com.au1%2%See full report
88Field39 Switch39field39.com1%2%See full report
89Fiservfiserv.com1%2%See full report
90Fiskilfiskil.com1%2%See full report
91FraudLabs Profraudlabspro.com1%2%See full report
92FreightFifreightfi.app1%2%See full report
93GiveNowgivenow.com.au1%2%See full report
94GPaymentsgpayments.com1%2%See full report
95GreenPay Embedded Paymentsgreenpay.au1%2%See full report
96HaulPayhaulpay.io1%2%See full report
97Invoice2goinvoice.2go.com1%2%See full report
98Invoicebusinvoicebus.com1%2%See full report
99InvoiceSonicinvoicesonic.com1%2%See full report
100Invoiciiinvoicii.com1%2%See full report
101KPeyeskpeyes.com.au1%2%See full report
102Latpaylatpay.com1%2%See full report
103Lemon Squeezydocs.lemonsqueezy.com1%2%See full report
104Live Paymentslivepayments.com1%2%See full report
105Lyralyra.com1%2%See full report
106Maxiomaxio.com1%2%See full report
107MOTO|SECUREmoto-secure.com1%2%See full report
108Muni-Linkmuni-link.com1%2%See full report
109Nayax / NayaxRunnayax.com1%2%See full report
110Octetoctet.com1%2%See full report
111OnBoard by MVSImvsi-onboard.com1%2%See full report
112OneBookPlusonebookplus.com.au1%2%See full report
113OpyProopypro.com.au1%2%See full report
114Orchestraorchestrasolutions.com1%2%See full report
115OwnPayownpay.org1%2%See full report
116pay.com.aupay.com.au1%2%See full report
117PayBridgepaybridge.com.au1%2%See full report
118PayCrossdocs.pay-cross.com1%2%See full report
119PayDollarpaydollar.com1%2%See full report
120Paylypayly.com.au1%2%See full report
121Paymentologypaymentology.com1%2%See full report
122Payoneermyaccount.payoneer.com1%2%See full report
123PaySmartpaysmart.com.au1%2%See full report
124Paytiapaytia.com1%2%See full report
125PCI Pal Agent Assistpcipal.com1%2%See full report
126Ravelinravelin.com1%2%See full report
127Saasusaasu.com1%2%See full report
128Saasybillsaasybill.com1%2%See full report
129SecureCall / SecurePIIsecurepii.cloud1%2%See full report
130SEONseon.io1%2%See full report
131SequenceShiftsequenceshift.com1%2%See full report
132ShaBaas Payshabaas.com1%2%See full report
133Skriptskript.com.au1%2%See full report
134Smartpayhub.smartpay.com.au1%2%See full report
135Suncorpsuncorpbank.com.au1%2%See full report
136Sycurio payment security softwaresycurio.com1%2%See full report
137Taxillataxilla.com1%2%See full report
138Tender Retailtenderretail.com1%2%See full report
139Till Paymentstillpayments.com1%2%See full report
140Upmindupmind.com1%2%See full report
141UrPayurpay.com.au1%2%See full report
142Vaulcovaulco.com.au1%2%See full report
143Verifoneverifone.com1%2%See full report
144Volopayvolopay.com1%2%See full report
145Voltvolt.io1%2%See full report
146WPAYwpay.io1%2%See full report
147Xsollaxsolla.com1%2%See full report
148Zeffyzeffy.com1%2%See full report

Every company AI named in Australia, ranked by how consistently it is named.

4 most recommended. 144 named. The rest not cited.

Not cited by AI? Start here.

See every answer that names a rival instead of you, and the fix for each.

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Where AI gets its answers

Before an engine names a company, it reads the web. These are the sites each engine cited most in its 60 answers for Australia, by the share of answers citing them.

ChatGPT

195 domains · 1115 links overall

SourceShareLinks
stripe.com32%
airwallex.com25%
squareup.com23%
xero.com18%
adyen.com13%
docs.adyen.com12%
merchantcompare.com.au12%
myob.com12%
tyro.com12%
docs.stripe.com10%
Perplexity

516 domains · 1181 links overall

SourceShareLinks
stripe.com40%
airwallex.com37%
squareup.com37%
capterra.com.au28%
gocardless.com27%
getpinch.com.au25%
sourceforge.net25%
xero.com18%
aspireapp.com18%
global-fin-info.com17%
Google AI Mode

124 domains · 472 links overall

SourceShareLinks
airwallex.com28%
stripe.com20%
squareup.com10%
adyen.com7%
mobiletransaction.org7%
wise.com5%
docs.stripe.com5%
xero.com5%
help.airwallex.com5%
gocardless.com5%

One thing stands out. ChatGPT cites company sites directly: stripe.com tops its list, so a company’s own pages decide whether it is named.

What to do with your row

Most recommendedTop 3 on an engine

Open your full report, then take the “Top 3 in AI answers” badge. It names the engine, it links back here, and it is free. Then keep the spot: Findrix tracks all three engines for your company and tells you when a rival moves in.

MentionedNamed, not recommended

Findrix shows you, answer by answer, who took the recommendation instead of you and which sites got them there. Your site becomes a numbered list of edits, and the next scan confirms each one.

Not namedMissing from all 180 answers

Findrix runs your buyers’ questions for your company and shows what AI says instead of you, with every wrong fact and the correction written for you.

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What “Top 3 in AI answers” means

Top 3 in AI answers · Findrix AI Rankings · Google AI Mode · Payments and fintech infrastructure software in Australia · October 2026Top 3 in AI answersFindrixPayments and fintech infrastructure software in AustraliaFindrix AI Rankings · Google AI Mode · Oct 2026

A company gets the badge when it is in the top 3 on any single engine, by how many of that engine’s answers recommend it, not just name it. The badge names the engine, so a company can hold it on Perplexity and not on ChatGPT. In Australia that is Stripe, Airwallex and Square on ChatGPT. Stripe, Airwallex and Square on Perplexity. Stripe, Airwallex and Adyen on Google AI Mode. 9 badges, 4 companies. A badge holder confirms its website inside the report and puts the badge on its site, and it links back to this page.

The 60 questions we asked

Every company was measured against the same 60 questions, asked the way a buyer types them, with no company name in the question. Grouped by how the question is asked: four kinds.

Use case (the job is named)

12 questions
  • What fintech platform do we use in Australia when handling complex merchant onboarding flows for our marketplace merchants?
  • Can you recommend a payment infrastructure software in Australia that handles complex merchant onboarding flows for high volume suppliers?
  • Which online billing software in Australia is great for managing multi currency payouts locally for our offshore freelance network?

+ 9 more questions in this group.

Alternatives (excluding the well-known)

the question asks for options outside the market leaders15 questions
  • Which payments and fintech infrastructure software in Australia offers transparent tier pricing for small boutique retail businesses?
  • What credit card processor in Australia has the highest review ratings from B2B wholesale suppliers on independent forums?
  • What billing system in Australia operates on a flat monthly subscription fee instead of percentage per transaction models?

+ 12 more questions in this group.

Criterion (price, reviews, support, integration)

a plain category question with one qualifier8 questions
  • What billing software in Australia comes with 24 7 live chat support for our growing ecommerce team?
  • Can you name a payment processor in Australia that integrates seamlessly with major cloud accounting platforms for small business?
  • What fintech platform in Australia provides local customer support based in Sydney or Melbourne for medium sized enterprises?

+ 5 more questions in this group.

Other phrasing

25 questions
  • Are there any payment processing tools in Australia that feature zero setup fees for newly registered sole traders?
  • Which payment infrastructure software in Australia includes native inventory synchronisation for physical store owners?
  • What merchant processing system in Australia works best for businesses processing between fifty thousand and one hundred thousand dollars monthly?

+ 22 more questions in this group.

How we measure

Each of the 60 questions was asked once to ChatGPT, Perplexity and Google AI Mode in October 2026: 180 answers. We read every answer and record which companies it names. A company’s share is the part of answers that name it. Different spellings of one company are merged into one row.

Left out: companies outside Australia, and names that aren’t payments and fintech infrastructure software. A name AI gave without a website we could find is listed without a profile.

One run per question means a single answer moves a company at the bottom of the table by a point. Treat differences of 1 to 2% as noise and the top 20 as stable.

Full methodology →

Questions about this ranking

Why isn’t my company listed?

Either no engine named it in the 180 answers we read, or it was named and we could not match it to a website. Search the list above. If it was named, its full report is ready. If it was never named, Findrix shows what AI says when buyers ask about payments and fintech infrastructure software, which rivals it names instead, and a ranked list of fixes: the page, the edit, and the next scan ticks it off. It starts with the 7-day trial.

What is in the full report?

Everything we collected about the company: its position on each of ChatGPT, Perplexity and Google AI Mode, recommended or only mentioned, its average position in the answer and what AI says about it word for word. It is free and open to anyone, no login. The “Top 3 in AI answers” badge goes on the company’s site when any engine puts it in its top 3.

Why would I subscribe if I am already listed?

This page is one snapshot. Findrix is where you control and grow your AI visibility over time: your own question set, 60 to 180 questions by plan, tracked for you and your rivals. On every answer you see recommended, only mentioned, or a rival, and which sites earned that rival the spot. Wrong facts come with the correction email written for you. Your site becomes a numbered plan: which page, what to change, confirmed by the next scan. A PDF report for you and your team. It starts with the 7-day trial.

Can I correct or remove my company’s listing?

Use Request a correction at the bottom of the page: we check the change against the answers and fix the listing. For anything else, write to us there too and we will look at it against your website.

More AI rankings

Measured in October 2026: 60 questions x 3 engines x 1 run. Request a correction.