AI Rankings · banks and retail banking · Australia
Up Bank, according to AI (October 2026)
When a buyer in Australia asked ChatGPT, Gemini or Google AI Mode for banks and retail banking, Up Bank came up in 69 of 360 answers. That puts it #8 of the 140 companies AI named in Australia.
In 63 of those 69 answers AI recommended it. In the other 6 it only mentioned it.
- 120 buyer questions
- 360 answers read
- 3 engines
Where you stand
Your totals across all 3 engines first, then the same numbers engine by engine. Rank is your place among the companies that engine named in Australia. Mention rate is the share of that engine’s answers that name you. Recommendation rate is the share of your mentions where you are put forward as a recommendation, not just named. Average position is the place you take in an answer that names you, 1 means first. Questions you appear in is how many of the 120 buyer questions named you at least once.
| Engine | Rank | Mention rate | Recommendation rate | Average position | Questions you appear in |
|---|---|---|---|---|---|
| All 3 engines | #8of 140 | 19% | 91% | 3.5 | 36 of 120 |
 ChatGPT | #8of 98 | 18% | 91% | 3.2 | 22 of 120 |
 Gemini | #10of 111 | 19% | 96% | 4.3 | 23 of 120 |
 Google AI Mode | #8of 94 | 20% | 88% | 3.1 | 24 of 120 |
Google AI Mode names Up Bank most often, ChatGPT least. Westpac leads on ChatGPT and Gemini. Commonwealth Bank leads on Google AI Mode.
Named instead of you
The leader, the three named right above you, and you. Share of answers that name each one, overall and on each engine.
| Rank | company | Mention rate | ChatGPT | Gemini | Google AI Mode |
|---|---|---|---|---|---|
| 1 | Westpac156 answers ahead of you | 63% | 55% | 68% | 65% |
| 5 | Macquarie Bank45 answers ahead of you | 32% | 29% | 35% | 31% |
| 6 | ING20 answers ahead of you | 25% | 28% | 24% | 23% |
| 7 | Ubank6 answers ahead of you | 21% | 22% | 25% | 16% |
| 8 | Up Bankyou | 19% | 18% | 19% | 20% |
Ubank is 6 answers ahead of you, Bendigo Bank 5 behind.
See, question by question, who took the spot →In AI’s own words
How the engines described Up Bank when they named it, word for word, from the October 2026 answers.
My picks Account Monthly fee Minimum monthly deposit Minimum balance Main catch Up Up Everyday $0 None $0 App-only Ubank Spend $0 None $0 App-only Bendigo Bank Everyday Account $0 None — Less…
Up Everyday has no monthly service fee, free direct debits and online payments, and no minimum balance requirement.
Its current terms also state that the account is available to people over 16 and that there's no minimum balance to maintain.
AI states 123 facts about Up Bank
In the October 2026 answers, AI describes your company in 123 statements: 73 about the service, 13 about prices, 12 about other things, 10 about ownership, 9 about award, 3 about hours, 1 about payment, 1 about history and 1 about address.
Findrix checks each one against your own facts, statement by statement, and writes the correction email for you.
Check all 123 in Findrix →What to do with this report
Get named where you are not
Up Bank appeared in 36 of the 120 buyer questions. Findrix runs the other 84 for you and shows who AI names there instead, and which sites got them the spot.
Fix what AI gets wrong
AI states 123 facts about Up Bank. Findrix puts each one next to your own facts and writes the correction email for you to send.
Watch it move
In your inbox: a report after every scan and a monthly PDF for your team. An email when a fix worked or a rival overtakes you, and right away if your site blocks AI bots or goes down.
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